We all have them.
You know those troublesome habits that see us spending money we don’t have. Those ‘essential purchases’ and indulgences that break our bank balances every month. Well they’ve got to stop and with the start of a fresh year, now is the perfect opportunity to kick those bad habits and get into better financial shape.
One of my main goals for 2014 is to save money, a lot of money. With a house move on the cards, a 1st birthday and a wedding to plan for, funds are going to be tight and unless i win the lottery or discover that money actually does grow on trees, i’m going to have to curb my spending on those ‘essential purchases’ and make sacrifices wherever i can.
It should be noted at this point that Mr B and i have very different perspectives when it comes to my spending habits and what i would describe as an ‘essential purchase’ he would deem to in fact be a ‘totally, completely and utterly unnecessary purchase’. How he draws to that conclusion i’ll never know, but they do say men have smaller brains than ours don’t they?
Anyway, i fear he may be right (not that he’ll be told as much) as according to an online tool created by Leeds Building Society i could save £63 a week, simply by kicking my bad habits. That’s £3,276 a year. Holy moly!
Well that’s an eye-opener……I don’t know about you, but i find that figure quite shocking. Over £3,000 wasted each year on unnecessary purchases. £3,276 that could be spent on furniture for our new home, added to the wedding fund or put away in the boy’s savings accounts.
If seeing that figure alone isn’t enough to spur me on to save money i don’t know what is.
Why don’t you use the tool yourself here to see how much money you could save if you kicked your bad habits? I’d love to know what result you get, so leave me a comment.
*Disclosure: This is a sponsored post*